What services does Artem Financial offer?

Estate Planning

Estate Planning can be achieved through a variety of strategies, investment and insurance products, your will, as well as joint meetings with your Estate lawyer.

Educational Seminars and Personal Consultations

Also including comprehensive advice on the whole spectrum of banking and credit cards products, investments, retirement, taxes, insurance, estate, etc.

Debt Minimization

Minimization can be achieved through finding cheaper alternative solutions and may include joint meetings with your current banker/financial service provider.

Retirement and Investment Planning

This planning can be achieved through investment and insurance options which are carefully customized to meet your financial situation and preferences, including RRSP, IPP, TFSA and more.

Children Education Planning

Children Education Planning can be achieved through RESP and other options which are chosen based on your needs and budget.

Asset Protection and Insurance Planning

This can be achieved through a variety of insurance products and financial strategies.

Tax Planning

Tax Planning can be achieved through a number of tax strategies and joint meetings with your accountant.


What products / programs / investments can Artem Financial offer? We work with different insurance and investment companies and happy to offer:

Non registered and registered programs

RRSP & RRIF, Group RRSP, Spousal RRSP, Locked In RRSP (LIRA) & LIF, RESP, TFSA, RDSP, IPP etc.

Insurance products

Life, Disability, Critical Illness, Long Term Care, Travel and Visitors to Canada Insurance.

Travel and Visitors to Canada Insurance including insurance for Supervisa

If you are planning to visit Canada you can buy insurance online from our site or you are welcome to contact us. Also you can contact Artem in order to buy travel insurance if you travel within Canada or abroad.

Different investments

GICs, Market linked GICs, Segregated Funds, Annuities, Guaranteed Minimum Withdrawal Benefits, Mutual Funds and more.


How much do Artem's services cost?

Fee-only service

You pay for the time spent by Artem Financial on providing you with professional advice.

Asset-based (or fee-based) service

Artem Financial will be compensated by companies (financial institutions) whose financial products you purchase.

It is your choice what compensation to choose and it may depend on the kind of services you would like to receive. If you need to get answers to some of your financial questions you may want to choose the first option. However, if you want Artem Financial to help you manage your financial affairs on ongoing basis, the second option will be the better one for you. You can read this article to better understand which option would fit your needs best.

Book: Inside Banking

A Financial Guide for Canadians

Facts and tips about the Canadian banking and financial system for residents and new immigrants. It includes examples, facts, tips and explanation how to use banking and investment products.

Author: Artem Bytchkov

Buy at Amazon.ca

Get more info

Not Sure If Artem Can Help You?

Artem works with a group of professionals, which adds up to hundreds of years of combined financial experience. His team includes lawyers, accountants, as well as other financial, banking and insurance professionals. It is difficult to imagine a situation which cannot have a solution or cannot be resolved. All meetings are strictly confidential, and meeting times are flexible, including evenings and weekends.